Yes Bank Share Price Target 2030

Yes Bank is among the average stocks in the Indian share market. If you want to invest in this stock, you must do a detailed fundamental analysis. In this article, we see the Yes Bank share price target 2030 and also 2025. Also, we see its fundamentals.

Overview of Yes Bank

Yes Bank, an Indian privately-owned bank established in 2004, offers various financial services and products, such as personal loans, credit cards, savings and current accounts, and mortgages. With its innovative and technology-focused banking approach, the Bank has established its presence in various cities nationwide.

However, Yes Bank encountered significant financial limitations in recent years, leading to a rescue program by the RBI and the Indian government in March 2020.

As a comprehensive commercial bank, Yes Bank extends a diverse spectrum of banking products and services, encompassing corporate and retail banking, wealth management services, and investment banking.

Notably, Yes Bank is renowned for its technology-focused and innovative banking approach and has taken the lead in India’s adoption of digital and mobile banking technologies.

However, the Bank has faced some headwinds in recent years, as evidenced by declining asset quality, a surge in non-performing loans, and capital constraints.

As a result, the Indian government and the Reserve Bank of India intervened in March 2020 to provide a rescue program for the Bank, which entailed an infusion of capital and a change in leadership.

The business pattern of Yes Bank

Yes Bank’s business revolves around retail, corporate, and investment banking. The Bank’s product and service diverse assortment encompasses current and savings accounts, fixed deposits, credit cards, personal loans, trade finance, and business loans.

The Bank also extends wealth management services, insurance products, and an extensive array of digital banking facilities.

The Yes Bank encountered difficulties amid an economic slowdown and asset quality burdens. In response, the Indian government and the Reserve Bank of India implemented various initiatives to sustain the banking industry and maintain its stability, which could potentially enhance Yes Bank’s and other banks’ effectiveness in the nation.

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In June 2005, after its process, Yes Bank entered into the stock exchanges with its face value being ₹ ten and its issue price was 35. Yes Bank has equities and bonds. Yes Bank equities are listed on the National and Bombay stock exchanges. And Yes Bank’s bonds are listed on the London Stock Exchanges.

Company Name	Yes Bank Ltd.
Industry	Financial, Banking Sevices
Category	Listed
Index	S&P BSE 200
Industry Group	Banks
Industry Sub Group	Private Sector bank
Yes Bank share price (As of April 17, 2023)	15.35
EPS (Earnings Per Share)	0.31
CEPS (Cash Earnings Per Share)	0.31
PE (Price Earnings)	49.92
PB (Price to Book Value)	1.28
ROE (Return on Equity)	2.56
Face value	2
Turn Over (in Cr,)	19.96
Mcap Full (in Cr)	44,052.32
Mcap FF (in Cr)	19,383.02
Upper Price Band	18.38(20%)
Lower Price Band	12.26(20%)

Yes Bank Share Price

Year	Price Target
2025	46-61

Yes Bank Share Price Target 2025

According to the analysis of the Financial Report for 2021-22, the CASA ratio increased by 31%. This financial report shows Yes Bank is taking several steps to enhance its financial position.

Year	Price Target
2030	67-74

Yes Bank Share Price Target 2025

(Disclaimer: We strongly encourage individuals to conduct their own research or seek guidance from a qualified financial advisor before making any investment decisions in the share market. Remember, investing in the share market can be a complex and challenging endeavor, and it is always wise to exercise caution and due diligence.)

After analyzing Yes Bank’s records and financial reports’ fundamentals, Yes Bank’s share price prediction will be 67-74 rupees in 2030.

Also Read: Tata Power Share Price Target 2025 and 2030

Fundamentals Analysis of Yes Bank

Net interest income: Compared from April 2021 to April 2022, the net interest income was 9,307.48 million increased. So that as of the financial year April 01, 2021, to March 31, 2022, the net interest income was 64,978.54 million.

Net Profit: As of the financial year April 01, 2021, to March 31, 2022, the net profit was 10,662.12.

Dividend: RBI provided notice regarding dividend payment for the financial year ending March 31, 2021, to banks. But Yes Bank had not provided dividend payments to its equity shareholders. Because of the financial year 2020-21, Yes Bank got a loss, so it had not declared dividends. And it had reported to RBI the reason for not paying dividends to its equity shareholders.

Earnings Per Share(EPS): As of April 17, 2023, Yes Bank’s EPS for the financial year 2023 is INR 0.31

Market Capitalization: As of April 17, 2023, Yes Bank’s market capitalization is 44,052.32 Crore. And free-float market capitalization is 19,383.02 crore.

ROE (Return on Equity): As of April 17, 2023, Yes Bank’s return on equity is 2.56. And it is a low return on equity. Yes Bank’s liabilities are Rs.6,84,857 Cr.

PE (Price Earnings): As of April 17, 2023, Yes Bank’s PE is 49.92. It looks like high PE. So Yes Bank’s share price may be overvalued.

Book Value: As of April 17, 2023, Yes Bank’s book value is 1.28. It shows tiny positive rays in shares, trading at 1.48 times Yes Bank’s book value.

However, in recent years, Yes Bank has had many challenges, and the RBI led to taken appropriate action to implement a rescue program in Yes Bank’s business management to improve the performance of Yes Bank. And in recent days, the number of depositors and shareholders has increased.

So that market capitalization is increased. And Yes Bank’s shareholders are FII (Foreign Institutional Investors), DII (Domestic Institutional Investors), and the public. FIIs hold 23.1% shares of Yes Bank. DIIs hold 37.79% shares of Yes Bank.

The people and others have 37.79% shares of Yes Bank. Yes Bank has concentrated on its risk management, governance and asset quality to satisfy customer requirements. And Yes Bank adheres to the rules and regulations of RBI and SEBI and focuses on the technology environment and digital services.

About Yes Bank Limited

In 2004, 19 years ago, Yes Bank was founded. The founder of Yes Bank is Rana Kapur. The chairman of Yes Bank is Sunil Mehta, and MD and CEO of Yes Bank is Prashant kumar.

The products of Yes Bank are credit cards, consumer baking, corporate banking, finance and insurance, mortgage loans, private banking, wealth management and investment banking. Yes Bank headquarters is located in Mumbai, Maharastra, India.

In 2022 Yes Bank’s revenue was ₹22,423 crores. Its operating income was ₹1,433.68 crores. Its net income was ₹1,064.04 crore. In 2021, its total assets were ₹273,543 crores. And In 2020, its total equity was ₹33,196 crore. The capital ratio of Yes Bank is 17.0%.